Personal Accident Insurance

Personal Accident Insurance

Get extra protection in your line of work
This is a “benefit“ policy which promises to reimburse the insured for medical expenses or loss of income as a result of an accident which results in temporary or permanent disablement or dismemberment . The policy will also provide compensation to the dependents of the insured in the event of accidental death.

Why choose Covenant Insurance Brokers?

Why do you need personal accident insurance?

The Policy covers bodily injury caused by violent, accidental, external and visible means which is subject to the limits specified in the Policy. The cover is recommended for individuals and groups and can be issued on fixed benefits or based on salary. Such injury or injuries shall within six months from the date of occurrence thereof cause or result into any contingencies.


The age of the insured should range between 18 years to 65 years.

Sum Insured

The sum insured depends on the individual’s annual earnings inclusive of all benefits.

  • On Death – Capital Sum Insured.
  • On Permanent or Total Disablement. – capital sum insured as well?
  • Weekly Benefits for Temporary Total Disablement based on Actual Weekly Wages (Limited To 104 Weeks).
  • Reimbursement of Actual Medical Expenses subject to agreed limit

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